Facilities

Experience Excellence in Every Transaction with Our Comprehensive Banking Services

Bank facilities are financial services provided by banks to individuals or businesses. These include loans, credit lines, overdrafts, deposits, and trade finance. They help manage cash flow, support business growth, and cover short-term or long-term financial needs. Facilities may vary based on creditworthiness and banking relationships.

MyBank Mobile App

Experience seamless digital banking with MyBank, our user-friendly mobile app:

Fund Transfers

Instantly transfer money between your accounts or to any other bank across India. Set up recurring transfers and make payments in just a few taps.

Bill Payments

Pay utility bills, recharge services, and manage regular payments conveniently from your smartphone.

Branch Locator

Easily locate our nearest branch no matter where you are, ensuring continuous access to banking support.

Real-Time Notifications

Stay updated with instant alerts on transactions, payments, and account activity.

Enhanced Security

With robust security features including biometric authentication, your financial data is always safe.

In-App Customer Support

Contact our support team directly through the app for quick assistance and answers to your queries.

Locker Facility

We provide Safe Deposit Lockers at our Balusserymukku and Kinalur branches — ideal for storing your valuables like jewelry, important documents, or other prized possessions.

  • Lockers are available in Small, Medium, and Large sizes.

  • Only authorized individuals can access the lockers, ensuring maximum privacy and protection.

  • The facility is maintained under high-security standards, giving you complete peace of mind.

RTGS/NEFT Services

Transfer funds across India using:

  • RTGS (Real-Time Gross Settlement): Ideal for high-value, time-sensitive transactions.

  • NEFT (National Electronic Funds Transfer): For quick, secure money transfers in batches.

All our branches are RTGS/NEFT-enabled, ensuring nationwide connectivity through the IFSC system.

Core Banking Facility

Enjoy anywhere banking with our Core Banking Services. Access your account, perform basic transactions, and receive seamless service across all branches of Panangad Co-operative Urban Society.

At Panangad Co-operative Urban Society, we blend tradition with technology to serve you better every day.

Non Banking Activity

HOME CO

At a time when cooperative movements have become a major force shaping the lifestyle and development of future Kerala, HOME CO, a venture of the Panangad Co-operative Urban Society—which has been serving the region’s social progress and core activities for over two decades—is now operating successfully at Vattoli Bazaar.

Not only does it act as a support system to address the challenges faced by ordinary people in the construction sector, but it also brings together some of India’s top brands to offer trusted products at affordable prices—an experience our customers can attest to.

With dealership rights for paint, electrical, plumbing, sanitary, and hardware brands, HOME Co assures reliability and peace of mind for your building projects.

With dealership rights for paint, electrical, plumbing, sanitary, and hardware brands, HOME Co assures reliability and peace of mind for your building projects.